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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,664 | $211,239-80.7% | $178,528-77.2% | $145,877-72.1% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 11.96% | 30.22%-18.3pp | 27.11%-15.2pp | 551.28%-539.3pp |
| Employer contribution / active EE | $4,857 | $4,570+6.3% | $3,950+22.9% | $4,663+4.2% |
| Participant deferral / active EE | $8,493 | $6,963+22.0% | $6,278+35.3% | $6,691+26.9% |
| Admin fee / account holder | $1,364 | $12,095-88.7% | $10,419-86.9% | $13,402-89.8% |