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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,664 | $211,224-80.7% | $178,505-77.2% | $145,897-72.1% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 11.96% | 30.28%-18.3pp | 27.16%-15.2pp | 552.29%-540.3pp |
| Employer contribution / active EE | $4,857 | $4,577+6.1% | $3,955+22.8% | $4,663+4.2% |
| Participant deferral / active EE | $8,493 | $6,966+21.9% | $6,280+35.2% | $6,689+27.0% |
| Admin fee / account holder | $1,364 | $12,109-88.7% | $10,428-86.9% | $13,390-89.8% |