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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,664 | $210,698-80.7% | $178,014-77.2% | $145,959-72.1% |
| Participation rate | 83.3% | 80.8%+2.6pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 11.96% | 386.27%-374.3pp | 294.80%-282.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $4,857 | $4,567+6.3% | $3,950+23.0% | $4,661+4.2% |
| Participant deferral / active EE | $8,493 | $6,958+22.0% | $6,276+35.3% | $6,689+27.0% |
| Admin fee / account holder | $1,364 | $12,016-88.7% | $10,362-86.8% | $13,398-89.8% |