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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,306,866 | $209,336+524.3% | $197,124+563.0% | $137,256+852.1% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.76% | 48.09%-37.3pp | 44.34%-33.6pp | 220.34%-209.6pp |
| Employer contribution / active EE | $31,000 | $6,591+370.4% | $6,227+397.8% | $4,156+645.9% |
| Participant deferral / active EE | $18,167 | $9,614+89.0% | $9,135+98.9% | $6,407+183.6% |
| Admin fee / account holder | $16,216 | $17,308-6.3% | $16,298-0.5% | $12,270+32.2% |