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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,841 | $172,111-92.5% | $150,298-91.5% | $137,256-90.6% |
| Participation rate | 72.7% | 81.7%-9.0pp | 77.8%-5.0pp | 80.0%-7.2pp |
| Annual return | 27.01% | 69.37%-42.4pp | 62.79%-35.8pp | 220.34%-193.3pp |
| Employer contribution / active EE | $1,251 | $4,636-73.0% | $4,154-69.9% | $4,156-69.9% |
| Participant deferral / active EE | $3,658 | $6,166-40.7% | $5,453-32.9% | $6,407-42.9% |
| Admin fee / account holder | $2,231 | $16,471-86.5% | $14,116-84.2% | $12,270-81.8% |