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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,776 | $156,398-17.0% | $147,318-11.9% | $138,895-6.6% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 12.99% | 78.75%-65.8pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $3,148 | $4,853-35.1% | $4,593-31.5% | $4,194-24.9% |
| Participant deferral / active EE | $9,183 | $8,237+11.5% | $7,906+16.2% | $6,396+43.6% |
| Admin fee / account holder | $9,262 | $14,976-38.2% | $13,708-32.4% | $12,562-26.3% |