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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,717 | $106,524-35.5% | $152,301-54.9% | $87,485-21.5% |
| Participation rate | 93.1% | 75.8%+17.4pp | 82.4%+10.7pp | 68.9%+24.2pp |
| Annual return | 22.69% | 26.89%-4.2pp | 80.50%-57.8pp | 26.06%-3.4pp |
| Employer contribution / active EE | $7,797 | $3,371+131.3% | $4,624+68.6% | $2,596+200.3% |
| Participant deferral / active EE | $7,288 | $6,525+11.7% | $8,004-8.9% | $4,274+70.5% |
| Admin fee / account holder | $672 | $8,287-91.9% | $14,398-95.3% | $7,775-91.4% |