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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,717 | $106,749-35.6% | $145,433-52.7% | $82,448-16.7% |
| Participation rate | 93.1% | 75.6%+17.5pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 22.69% | 27.59%-4.9pp | 66.58%-43.9pp | 41.64%-19.0pp |
| Employer contribution / active EE | $7,797 | $3,444+126.4% | $4,554+71.2% | $2,551+205.6% |
| Participant deferral / active EE | $7,288 | $6,519+11.8% | $7,897-7.7% | $4,139+76.1% |
| Admin fee / account holder | $672 | $8,390-92.0% | $13,129-94.9% | $7,234-90.7% |