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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,717 | $106,864-35.7% | $147,318-53.4% | $82,637-16.8% |
| Participation rate | 93.1% | 75.5%+17.6pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 22.69% | 27.49%-4.8pp | 70.43%-47.7pp | 53.51%-30.8pp |
| Employer contribution / active EE | $7,797 | $3,417+128.2% | $4,593+69.8% | $2,552+205.5% |
| Participant deferral / active EE | $7,288 | $6,496+12.2% | $7,906-7.8% | $4,126+76.6% |
| Admin fee / account holder | $672 | $8,415-92.0% | $13,708-95.1% | $7,339-90.8% |