Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568 | $59,093-99.0% | $97,295-99.4% | $77,762-99.3% |
| Participation rate | 56.2% | 67.8%-11.5pp | 72.7%-16.4pp | 70.6%-14.3pp |
| Annual return | 45.22% | 16.93%+28.3pp | 75.62%-30.4pp | 31.27%+13.9pp |
| Employer contribution / active EE | $0 | $1,727-100.0% | $2,723-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $299 | $3,901-92.3% | $4,264-93.0% | $4,651-93.6% |
| Admin fee / account holder | $1 | $346-99.7% | $5,646-100.0% | $433-99.7% |