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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,999 | $138,386+58.3% | $184,260+18.9% | $80,935+170.6% |
| Participation rate | 97.6% | 83.9%+13.7pp | 86.8%+10.7pp | 67.7%+29.9pp |
| Annual return | 22.94% | 20.02%+2.9pp | 28.84%-5.9pp | 35.66%-12.7pp |
| Employer contribution / active EE | $14,388 | $4,851+196.6% | $6,427+123.9% | $2,757+421.9% |
| Participant deferral / active EE | $20,985 | $7,076+196.6% | $9,133+129.8% | $4,299+388.1% |
| Admin fee / account holder | $12,443 | $10,489+18.6% | $13,898-10.5% | $6,924+79.7% |