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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,349 | $180,749-33.4% | $160,784-25.1% | $137,256-12.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 19.54% | 2234.46%-2214.9pp | 1803.92%-1784.4pp | 220.34%-200.8pp |
| Employer contribution / active EE | $18,968 | $4,155+356.5% | $3,733+408.1% | $4,156+356.4% |
| Participant deferral / active EE | $8,733 | $6,844+27.6% | $6,293+38.8% | $6,407+36.3% |
| Admin fee / account holder | $706 | $10,397-93.2% | $9,717-92.7% | $12,270-94.2% |