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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,108 | $201,370-14.0% | $184,256-6.1% | $145,897+18.7% |
| Participation rate | 92.9% | 87.5%+5.4pp | 86.8%+6.0pp | 80.3%+12.6pp |
| Annual return | 14.67% | 29.05%-14.4pp | 28.85%-14.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $9,171 | $7,024+30.6% | $6,427+42.7% | $4,663+96.7% |
| Participant deferral / active EE | $14,133 | $9,808+44.1% | $9,133+54.7% | $6,689+111.3% |
| Admin fee / account holder | $24,346 | $16,364+48.8% | $13,899+75.2% | $13,390+81.8% |