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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,586 | $223,823-16.6% | $211,142-11.6% | $154,746+20.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 15.37% | 50.39%-35.0pp | 46.84%-31.5pp | 172.34%-157.0pp |
| Employer contribution / active EE | $8,101 | $6,787+19.4% | $6,442+25.7% | $4,379+85.0% |
| Participant deferral / active EE | $12,419 | $9,750+27.4% | $9,284+33.8% | $6,730+84.5% |
| Admin fee / account holder | $750 | $19,707-96.2% | $19,076-96.1% | $14,365-94.8% |