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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,586 | $209,336-10.9% | $197,124-5.3% | $137,256+35.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.37% | 48.09%-32.7pp | 44.34%-29.0pp | 220.34%-205.0pp |
| Employer contribution / active EE | $8,101 | $6,591+22.9% | $6,227+30.1% | $4,156+94.9% |
| Participant deferral / active EE | $12,419 | $9,614+29.2% | $9,135+36.0% | $6,407+93.8% |
| Admin fee / account holder | $750 | $17,308-95.7% | $16,298-95.4% | $12,270-93.9% |