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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,017 | $169,356-82.3% | $129,406-76.8% | $145,897-79.4% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 9.77% | 14418.62%-14408.8pp | 9468.18%-9458.4pp | 552.29%-542.5pp |
| Employer contribution / active EE | $251 | $5,542-95.5% | $4,155-94.0% | $4,663-94.6% |
| Participant deferral / active EE | $1,603 | $4,987-67.9% | $4,167-61.5% | $6,689-76.0% |
| Admin fee / account holder | $693 | $9,915-93.0% | $7,689-91.0% | $13,390-94.8% |