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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,609 | $106,864+258.0% | $147,318+159.7% | $82,637+363.0% |
| Participation rate | 88.5% | 75.5%+13.0pp | 82.1%+6.4pp | 68.1%+20.4pp |
| Annual return | 16.14% | 27.49%-11.4pp | 70.43%-54.3pp | 53.51%-37.4pp |
| Employer contribution / active EE | $6,617 | $3,417+93.7% | $4,593+44.1% | $2,552+159.3% |
| Participant deferral / active EE | $22,022 | $6,496+239.0% | $7,906+178.5% | $4,126+433.7% |
| Admin fee / account holder | $8,002 | $8,415-4.9% | $13,708-41.6% | $7,339+9.0% |