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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,577 | $102,422+200.3% | $147,117+109.1% | $80,959+279.9% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 13.84% | 135.16%-121.3pp | 420.54%-406.7pp | 35.67%-21.8pp |
| Employer contribution / active EE | $5,950 | $3,717+60.1% | $4,932+20.6% | $2,757+115.8% |
| Participant deferral / active EE | $18,424 | $6,652+177.0% | $8,065+128.5% | $4,300+328.4% |
| Admin fee / account holder | $24,273 | $7,953+205.2% | $12,993+86.8% | $6,925+250.5% |