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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,446 | $183,592+1.0% | $155,567+19.2% | $145,959+27.1% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 16.48% | 61.24%-44.8pp | 64.74%-48.3pp | 561.95%-545.5pp |
| Employer contribution / active EE | $3,817 | $5,315-28.2% | $4,674-18.3% | $4,661-18.1% |
| Participant deferral / active EE | $5,802 | $6,464-10.2% | $5,628+3.1% | $6,689-13.3% |
| Admin fee / account holder | $13,462 | $19,318-30.3% | $15,916-15.4% | $13,398+0.5% |