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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $193,230 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 | Investment Management | $30,900 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 28 · EIN 20-8874282 | Investment Management | $10,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,783 | $122,219-47.8% | $147,096-56.6% | $199,921-68.1% |
| Participation rate | 97.7% | 78.3%+19.4pp | 82.2%+15.5pp | 72.0%+25.7pp |
| Annual return | 16.65% | 30.59%-13.9pp | 419.75%-403.1pp | 34.28%-17.6pp |
| Employer contribution / active EE | $5,104 | $4,096+24.6% | $4,936+3.4% | $3,035+68.2% |
| Participant deferral / active EE | $10,133 | $8,503+19.2% | $8,071+25.5% | $5,089+99.1% |
| Admin fee / account holder | $122 | $179-32.1% | $13,005-99.1% | $269-54.8% |