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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,094 | $100,262-81.0% | $81,370-76.5% | $145,897-86.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.82% | 34.52%-29.7pp | 24.85%-20.0pp | 552.29%-547.5pp |
| Employer contribution / active EE | $2,591 | $2,979-13.0% | $2,464+5.2% | $4,663-44.4% |
| Participant deferral / active EE | $3,377 | $4,612-26.8% | $3,885-13.1% | $6,689-49.5% |
| Admin fee / account holder | $574 | $8,163-93.0% | $5,749-90.0% | $13,390-95.7% |