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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,094 | $100,125-80.9% | $81,482-76.6% | $145,978-86.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.82% | 34.44%-29.6pp | 24.79%-20.0pp | 550.52%-545.7pp |
| Employer contribution / active EE | $2,591 | $2,977-13.0% | $2,463+5.2% | $4,662-44.4% |
| Participant deferral / active EE | $3,377 | $4,609-26.7% | $3,885-13.1% | $6,690-49.5% |
| Admin fee / account holder | $574 | $8,198-93.0% | $5,761-90.0% | $13,400-95.7% |