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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,094 | $100,147-80.9% | $81,286-76.5% | $145,877-86.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 4.82% | 34.44%-29.6pp | 24.80%-20.0pp | 551.28%-546.5pp |
| Employer contribution / active EE | $2,591 | $2,977-13.0% | $2,463+5.2% | $4,663-44.4% |
| Participant deferral / active EE | $3,377 | $4,607-26.7% | $3,883-13.0% | $6,691-49.5% |
| Admin fee / account holder | $574 | $8,201-93.0% | $5,764-90.1% | $13,402-95.7% |