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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,602 | $99,995-37.4% | $85,063-26.4% | $145,978-57.1% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.8pp | 80.3%-13.6pp |
| Annual return | 12.18% | 83.99%-71.8pp | 66.54%-54.4pp | 550.52%-538.3pp |
| Employer contribution / active EE | $1,035 | $3,231-68.0% | $2,727-62.0% | $4,662-77.8% |
| Participant deferral / active EE | $5,249 | $5,295-0.9% | $4,523+16.1% | $6,690-21.5% |
| Admin fee / account holder | $1 | $7,255-100.0% | $6,155-100.0% | $13,400-100.0% |