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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,957 | $196,972+59.9% | $182,262+72.8% | $198,609+58.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.55% | 158.27%-143.7pp | 140.60%-126.0pp | 202.70%-188.1pp |
| Employer contribution / active EE | $31,388 | $5,364+485.2% | $5,046+522.1% | $5,055+520.9% |
| Participant deferral / active EE | $500 | $8,643-94.2% | $8,276-94.0% | $6,977-92.8% |
| Admin fee / account holder | $1,011 | $18,429-94.5% | $16,712-94.0% | $19,030-94.7% |