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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,957 | $162,136+94.3% | $152,301+106.8% | $154,746+103.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.55% | 91.02%-76.5pp | 80.50%-65.9pp | 172.34%-157.8pp |
| Employer contribution / active EE | $31,388 | $4,890+541.8% | $4,624+578.7% | $4,379+616.8% |
| Participant deferral / active EE | $500 | $8,341-94.0% | $8,004-93.8% | $6,730-92.6% |
| Admin fee / account holder | $1,011 | $15,759-93.6% | $14,398-93.0% | $14,365-93.0% |