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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,376 | $78,015+36.4% | $178,505-40.4% | $80,959+31.4% |
| Participation rate | 77.4% | 65.7%+11.7pp | 77.1%+0.3pp | 67.7%+9.8pp |
| Annual return | 10.52% | 18.10%-7.6pp | 27.16%-16.6pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,703 | $2,281+18.5% | $3,955-31.7% | $2,757-2.0% |
| Participant deferral / active EE | $5,327 | $4,406+20.9% | $6,280-15.2% | $4,300+23.9% |
| Admin fee / account holder | $3,242 | $7,160-54.7% | $10,428-68.9% | $6,925-53.2% |