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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,710 | $108,825-71.8% | $156,181-80.3% | $82,448-62.8% |
| Participation rate | 50.0% | 72.4%-22.4pp | 78.8%-28.8pp | 68.1%-18.1pp |
| Annual return | 19.90% | 20.59%-0.7pp | 64.87%-45.0pp | 41.64%-21.7pp |
| Employer contribution / active EE | $968 | $2,870-66.3% | $4,294-77.4% | $2,551-62.0% |
| Participant deferral / active EE | $2,231 | $4,577-51.3% | $6,132-63.6% | $4,139-46.1% |
| Admin fee / account holder | $0 | $9,341-100.0% | $14,586-100.0% | $7,234-100.0% |