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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,399 | $174,379+61.9% | $152,093+85.7% | $138,895+103.3% |
| Participation rate | 75.0% | 81.6%-6.6pp | 77.8%-2.8pp | 79.9%-4.9pp |
| Annual return | 17.08% | 74.86%-57.8pp | 66.36%-49.3pp | 145.39%-128.3pp |
| Employer contribution / active EE | $7,619 | $4,652+63.8% | $4,175+82.5% | $4,194+81.6% |
| Participant deferral / active EE | $11,360 | $6,159+84.4% | $5,451+108.4% | $6,396+77.6% |
| Admin fee / account holder | $1,983 | $16,880-88.3% | $14,497-86.3% | $12,562-84.2% |