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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,399 | $172,111+64.1% | $150,298+87.9% | $137,256+105.7% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 17.08% | 69.37%-52.3pp | 62.79%-45.7pp | 220.34%-203.3pp |
| Employer contribution / active EE | $7,619 | $4,636+64.3% | $4,154+83.4% | $4,156+83.3% |
| Participant deferral / active EE | $11,360 | $6,166+84.2% | $5,453+108.3% | $6,407+77.3% |
| Admin fee / account holder | $1,983 | $16,471-88.0% | $14,116-86.0% | $12,270-83.8% |