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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,290 | $114,119+71.1% | $107,187+82.2% | $138,895+40.6% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 9.24% | 273.21%-264.0pp | 204.55%-195.3pp | 145.39%-136.1pp |
| Employer contribution / active EE | $1,200 | $4,059-70.4% | $3,782-68.3% | $4,194-71.4% |
| Participant deferral / active EE | $9,500 | $5,538+71.5% | $5,096+86.4% | $6,396+48.5% |
| Admin fee / account holder | $0 | $10,024-100.0% | $9,162-100.0% | $12,562-100.0% |