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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,290 | $129,737+50.5% | $119,126+63.9% | $154,746+26.2% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 9.24% | 379.08%-369.8pp | 282.11%-272.9pp | 172.34%-163.1pp |
| Employer contribution / active EE | $1,200 | $4,375-72.6% | $4,034-70.2% | $4,379-72.6% |
| Participant deferral / active EE | $9,500 | $5,842+62.6% | $5,318+78.6% | $6,730+41.2% |
| Admin fee / account holder | $0 | $11,961-100.0% | $10,693-100.0% | $14,365-100.0% |