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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,716 | $100,203+49.4% | $85,240+75.6% | $145,897+2.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 18.75% | 84.28%-65.5pp | 66.75%-48.0pp | 552.29%-533.5pp |
| Employer contribution / active EE | $1,451 | $3,242-55.3% | $2,735-47.0% | $4,663-68.9% |
| Participant deferral / active EE | $7,579 | $5,299+43.0% | $4,527+67.4% | $6,689+13.3% |
| Admin fee / account holder | $4,851 | $7,265-33.2% | $6,165-21.3% | $13,390-63.8% |