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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,709 | $97,125+66.5% | $86,233+87.5% | $137,256+17.8% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.0%+16.7pp | 80.0%+5.8pp |
| Annual return | 15.32% | 74.19%-58.9pp | 61.39%-46.1pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,761 | $2,841-38.0% | $2,504-29.7% | $4,156-57.6% |
| Participant deferral / active EE | $5,782 | $5,180+11.6% | $4,559+26.8% | $6,407-9.8% |
| Admin fee / account holder | $19,276 | $9,725+98.2% | $8,342+131.1% | $12,270+57.1% |