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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,343 | $100,970+56.8% | $96,576+64.0% | $137,256+15.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 13.08% | 38.16%-25.1pp | 38.47%-25.4pp | 220.34%-207.3pp |
| Employer contribution / active EE | $1,194 | $3,809-68.6% | $3,553-66.4% | $4,156-71.3% |
| Participant deferral / active EE | $1,368 | $8,286-83.5% | $7,956-82.8% | $6,407-78.6% |
| Admin fee / account holder | $19,470 | $11,312+72.1% | $11,381+71.1% | $12,270+58.7% |