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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,285 | $160,070-29.2% | $147,117-23.0% | $145,897-22.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.79% | 98.69%-86.9pp | 420.54%-408.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $11,015 | $5,285+108.4% | $4,932+123.3% | $4,663+136.2% |
| Participant deferral / active EE | $5,513 | $8,419-34.5% | $8,065-31.6% | $6,689-17.6% |
| Admin fee / account holder | $52,573 | $15,035+249.7% | $12,993+304.6% | $13,390+292.6% |