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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,096 | $112,729+270.9% | $98,716+323.5% | $137,256+204.6% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 14.62% | 38.48%-23.9pp | 31.81%-17.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $2,515 | $2,725-7.7% | $2,279+10.4% | $4,156-39.5% |
| Participant deferral / active EE | $8,997 | $4,640+93.9% | $4,048+122.3% | $6,407+40.4% |
| Admin fee / account holder | $1,529 | $10,129-84.9% | $8,703-82.4% | $12,270-87.5% |