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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,622 | $111,878+216.1% | $93,727+277.3% | $145,897+142.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.44% | 204.28%-189.8pp | 133.83%-119.4pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,145 | $3,092+1.7% | $2,421+29.9% | $4,663-32.6% |
| Participant deferral / active EE | $11,202 | $4,920+127.7% | $4,417+153.6% | $6,689+67.5% |
| Admin fee / account holder | $3,575 | $10,256-65.1% | $8,292-56.9% | $13,390-73.3% |