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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,699 | $162,136+181.1% | $152,301+199.2% | $154,746+194.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.11% | 91.02%-74.9pp | 80.50%-64.4pp | 172.34%-156.2pp |
| Employer contribution / active EE | $7,134 | $4,890+45.9% | $4,624+54.3% | $4,379+62.9% |
| Participant deferral / active EE | $15,941 | $8,341+91.1% | $8,004+99.2% | $6,730+136.9% |
| Admin fee / account holder | $1,038 | $15,759-93.4% | $14,398-92.8% | $14,365-92.8% |