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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,345 | $110,410-17.3% | $102,437-10.8% | $145,897-37.4% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 12.23% | 24.85%-12.6pp | 24.95%-12.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $1,407 | $4,217-66.6% | $3,871-63.7% | $4,663-69.8% |
| Participant deferral / active EE | $5,210 | $5,622-7.3% | $5,060+3.0% | $6,689-22.1% |
| Admin fee / account holder | $1,656 | $9,745-83.0% | $8,388-80.3% | $13,390-87.6% |