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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,380 | $111,535-10.0% | $105,223-4.6% | $137,256-26.9% |
| Participation rate | 72.7% | 78.1%-5.4pp | 75.0%-2.3pp | 80.0%-7.2pp |
| Annual return | 13.89% | 237.85%-224.0pp | 180.65%-166.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $1,869 | $3,939-52.5% | $3,689-49.3% | $4,156-55.0% |
| Participant deferral / active EE | $6,246 | $5,500+13.6% | $5,072+23.2% | $6,407-2.5% |
| Admin fee / account holder | $3,716 | $9,721-61.8% | $8,859-58.1% | $12,270-69.7% |