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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,614 | $183,539-48.5% | $155,556-39.2% | $145,897-35.2% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 8.76% | 61.31%-52.5pp | 64.84%-56.1pp | 552.29%-543.5pp |
| Employer contribution / active EE | $3,359 | $5,315-36.8% | $4,675-28.1% | $4,663-27.9% |
| Participant deferral / active EE | $5,896 | $6,467-8.8% | $5,631+4.7% | $6,689-11.9% |
| Admin fee / account holder | $78,042 | $19,275+304.9% | $15,885+391.3% | $13,390+482.8% |