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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,055 | $112,729-1.5% | $98,716+12.5% | $137,256-19.1% |
| Participation rate | 90.5% | 74.2%+16.2pp | 69.3%+21.2pp | 80.0%+10.5pp |
| Annual return | 17.71% | 38.48%-20.8pp | 31.81%-14.1pp | 220.34%-202.6pp |
| Employer contribution / active EE | $6,754 | $2,725+147.8% | $2,279+196.4% | $4,156+62.5% |
| Participant deferral / active EE | $16,133 | $4,640+247.7% | $4,048+298.6% | $6,407+151.8% |
| Admin fee / account holder | $6,350 | $10,129-37.3% | $8,703-27.0% | $12,270-48.2% |