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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,055 | $156,616-29.1% | $133,346-16.7% | $198,609-44.1% |
| Participation rate | 90.5% | 77.7%+12.8pp | 72.8%+17.6pp | 82.4%+8.1pp |
| Annual return | 17.71% | 44.25%-26.5pp | 36.85%-19.1pp | 202.70%-185.0pp |
| Employer contribution / active EE | $6,754 | $3,368+100.5% | $2,853+136.7% | $5,055+33.6% |
| Participant deferral / active EE | $16,133 | $4,920+227.9% | $4,332+272.4% | $6,977+131.2% |
| Admin fee / account holder | $6,350 | $17,468-63.6% | $14,264-55.5% | $19,030-66.6% |