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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,021 | $117,895-46.5% | $102,460-38.5% | $145,897-56.8% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 8.39% | 31.92%-23.5pp | 29.47%-21.1pp | 552.29%-543.9pp |
| Employer contribution / active EE | $2,641 | $3,619-27.0% | $3,025-12.7% | $4,663-43.4% |
| Participant deferral / active EE | $3,169 | $5,736-44.8% | $5,056-37.3% | $6,689-52.6% |
| Admin fee / account holder | $1,009 | $13,353-92.4% | $9,460-89.3% | $13,390-92.5% |