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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,780 | $111,878+125.9% | $93,727+169.7% | $145,897+73.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.53% | 204.28%-188.7pp | 133.83%-118.3pp | 552.29%-536.8pp |
| Employer contribution / active EE | $6,261 | $3,092+102.5% | $2,421+158.6% | $4,663+34.3% |
| Participant deferral / active EE | $12,843 | $4,920+161.0% | $4,417+190.7% | $6,689+92.0% |
| Admin fee / account holder | $2,254 | $10,256-78.0% | $8,292-72.8% | $13,390-83.2% |