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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,691 | $159,978-92.1% | $147,041-91.4% | $145,978-91.3% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.30% | 98.36%-85.1pp | 419.21%-405.9pp | 550.52%-537.2pp |
| Employer contribution / active EE | $1,697 | $5,288-67.9% | $4,935-65.6% | $4,662-63.6% |
| Participant deferral / active EE | $1,697 | $8,429-79.9% | $8,071-79.0% | $6,690-74.6% |
| Admin fee / account holder | $3,715 | $15,053-75.3% | $13,006-71.4% | $13,400-72.3% |