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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,350 | $160,040-81.0% | $147,096-79.4% | $145,877-79.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.47% | 98.49%-86.0pp | 419.75%-407.3pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,875 | $5,289-64.5% | $4,936-62.0% | $4,663-59.8% |
| Participant deferral / active EE | $7,352 | $8,429-12.8% | $8,071-8.9% | $6,691+9.9% |
| Admin fee / account holder | $537 | $15,050-96.4% | $13,005-95.9% | $13,402-96.0% |