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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,350 | $160,070-81.0% | $147,117-79.4% | $145,897-79.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.47% | 98.69%-86.2pp | 420.54%-408.1pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,875 | $5,285-64.5% | $4,932-62.0% | $4,663-59.8% |
| Participant deferral / active EE | $7,352 | $8,419-12.7% | $8,065-8.8% | $6,689+9.9% |
| Admin fee / account holder | $537 | $15,035-96.4% | $12,993-95.9% | $13,390-96.0% |