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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,502 | $71,230+13.0% | $93,727-14.1% | $80,959-0.6% |
| Participation rate | 30.0% | 60.4%-30.4pp | 68.7%-38.7pp | 67.7%-37.7pp |
| Annual return | 11.47% | 11.26%+0.2pp | 133.83%-122.4pp | 35.67%-24.2pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,421-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,175 | $4,037-46.1% | $4,417-50.8% | $4,300-49.4% |
| Admin fee / account holder | $11,865 | $6,961+70.4% | $8,292+43.1% | $6,925+71.3% |