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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,438 | $71,230+27.0% | $93,727-3.5% | $80,959+11.7% |
| Participation rate | 60.7% | 60.4%+0.3pp | 68.7%-8.0pp | 67.7%-7.0pp |
| Annual return | 11.48% | 11.26%+0.2pp | 133.83%-122.4pp | 35.67%-24.2pp |
| Employer contribution / active EE | $2,488 | $1,565+59.0% | $2,421+2.8% | $2,757-9.8% |
| Participant deferral / active EE | $5,129 | $4,037+27.0% | $4,417+16.1% | $4,300+19.3% |
| Admin fee / account holder | $436 | $6,961-93.7% | $8,292-94.7% | $6,925-93.7% |