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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,526 | $73,787+45.7% | $98,716+8.9% | $82,448+30.4% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 18.24% | 18.57%-0.3pp | 31.81%-13.6pp | 41.64%-23.4pp |
| Employer contribution / active EE | $6,055 | $1,511+300.7% | $2,279+165.7% | $2,551+137.4% |
| Participant deferral / active EE | $12,324 | $3,081+299.9% | $4,048+204.5% | $4,139+197.7% |
| Admin fee / account holder | $8,542 | $6,500+31.4% | $8,703-1.9% | $7,234+18.1% |