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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,843 | $183,539-38.0% | $155,556-26.8% | $145,897-22.0% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | -2.81% | 61.31%-64.1pp | 64.84%-67.6pp | 552.29%-555.1pp |
| Employer contribution / active EE | $13,040 | $5,315+145.3% | $4,675+178.9% | $4,663+179.7% |
| Participant deferral / active EE | $7,691 | $6,467+18.9% | $5,631+36.6% | $6,689+15.0% |
| Admin fee / account holder | $17,938 | $19,275-6.9% | $15,885+12.9% | $13,390+34.0% |