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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,270 | $162,136-59.1% | $152,301-56.5% | $154,746-57.2% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 21.43% | 91.02%-69.6pp | 80.50%-59.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,308 | $4,890-52.8% | $4,624-50.1% | $4,379-47.3% |
| Participant deferral / active EE | $6,999 | $8,341-16.1% | $8,004-12.6% | $6,730+4.0% |
| Admin fee / account holder | $135 | $15,759-99.1% | $14,398-99.1% | $14,365-99.1% |