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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,077 | $160,070-73.1% | $147,117-70.7% | $145,897-70.5% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 21.56% | 98.69%-77.1pp | 420.54%-399.0pp | 552.29%-530.7pp |
| Employer contribution / active EE | $2,347 | $5,285-55.6% | $4,932-52.4% | $4,663-49.7% |
| Participant deferral / active EE | $7,006 | $8,419-16.8% | $8,065-13.1% | $6,689+4.7% |
| Admin fee / account holder | $135 | $15,035-99.1% | $12,993-99.0% | $13,390-99.0% |