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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,854 | $154,228+126.8% | $145,433+140.6% | $137,256+154.9% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 16.25% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $16,877 | $4,804+251.3% | $4,554+270.6% | $4,156+306.1% |
| Participant deferral / active EE | $7,722 | $8,216-6.0% | $7,897-2.2% | $6,407+20.5% |
| Admin fee / account holder | $4,081 | $14,344-71.5% | $13,129-68.9% | $12,270-66.7% |