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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,854 | $196,972+77.6% | $182,262+92.0% | $198,609+76.2% |
| Participation rate | 71.4% | 85.7%-14.3pp | 84.2%-12.8pp | 82.4%-10.9pp |
| Annual return | 16.25% | 158.27%-142.0pp | 140.60%-124.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $16,877 | $5,364+214.7% | $5,046+234.5% | $5,055+233.8% |
| Participant deferral / active EE | $7,722 | $8,643-10.6% | $8,276-6.7% | $6,977+10.7% |
| Admin fee / account holder | $4,081 | $18,429-77.9% | $16,712-75.6% | $19,030-78.6% |