Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,106 | $101,795-30.1% | $165,100-56.9% | $80,959-12.2% |
| Participation rate | 62.5% | 71.8%-9.3pp | 78.6%-16.1pp | 67.7%-5.2pp |
| Annual return | 7.49% | 16.73%-9.2pp | 70.21%-62.7pp | 35.67%-28.2pp |
| Employer contribution / active EE | $659 | $2,954-77.7% | $4,348-84.8% | $2,757-76.1% |
| Participant deferral / active EE | $3,764 | $4,476-15.9% | $6,035-37.6% | $4,300-12.5% |
| Admin fee / account holder | $18,425 | $8,221+124.1% | $12,696+45.1% | $6,925+166.1% |