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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,621 | $110,337+50.1% | $102,383+61.8% | $145,877+13.5% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 8.85% | 24.83%-16.0pp | 24.94%-16.1pp | 551.28%-542.4pp |
| Employer contribution / active EE | $8,508 | $4,216+101.8% | $3,870+119.8% | $4,663+82.5% |
| Participant deferral / active EE | $2,082 | $5,621-63.0% | $5,060-58.9% | $6,691-68.9% |
| Admin fee / account holder | $2,379 | $9,750-75.6% | $8,391-71.6% | $13,402-82.2% |