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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,321 | $160,070-72.9% | $147,117-70.6% | $145,897-70.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.97% | 98.69%-88.7pp | 420.54%-410.6pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,698 | $5,285-48.9% | $4,932-45.3% | $4,663-42.1% |
| Participant deferral / active EE | $7,413 | $8,419-12.0% | $8,065-8.1% | $6,689+10.8% |
| Admin fee / account holder | $3,265 | $15,035-78.3% | $12,993-74.9% | $13,390-75.6% |