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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,170 | $105,284-63.7% | $150,734-74.7% | $94,015-59.4% |
| Participation rate | 50.0% | 71.7%-21.7pp | 78.4%-28.4pp | 70.8%-20.8pp |
| Annual return | 28.07% | 15.67%+12.4pp | 600.81%-572.7pp | 17.84%+10.2pp |
| Employer contribution / active EE | $1,675 | $3,599-53.4% | $4,918-65.9% | $2,790-40.0% |
| Participant deferral / active EE | $2,440 | $4,274-42.9% | $5,610-56.5% | $4,249-42.6% |
| Admin fee / account holder | $1,228 | $9,839-87.5% | $14,905-91.8% | $8,951-86.3% |