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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,677 | $178,174+113.7% | $156,181+143.7% | $137,256+177.3% |
| Participation rate | 95.7% | 82.0%+13.6pp | 78.8%+16.8pp | 80.0%+15.7pp |
| Annual return | 16.32% | 84.19%-67.9pp | 64.87%-48.6pp | 220.34%-204.0pp |
| Employer contribution / active EE | $7,191 | $4,972+44.6% | $4,294+67.5% | $4,156+73.0% |
| Participant deferral / active EE | $11,074 | $6,888+60.8% | $6,132+80.6% | $6,407+72.9% |
| Admin fee / account holder | $33,585 | $17,404+93.0% | $14,586+130.3% | $12,270+173.7% |