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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,677 | $199,109+91.2% | $173,730+119.1% | $154,746+146.0% |
| Participation rate | 95.7% | 82.8%+12.8pp | 79.6%+16.1pp | 80.7%+15.0pp |
| Annual return | 16.32% | 20.02%-3.7pp | 19.96%-3.6pp | 172.34%-156.0pp |
| Employer contribution / active EE | $7,191 | $5,311+35.4% | $4,577+57.1% | $4,379+64.2% |
| Participant deferral / active EE | $11,074 | $7,113+55.7% | $6,326+75.1% | $6,730+64.5% |
| Admin fee / account holder | $33,585 | $20,916+60.6% | $17,523+91.7% | $14,365+133.8% |