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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,876 | $154,228+135.3% | $145,433+149.5% | $137,256+164.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 13.85% | 74.59%-60.7pp | 66.58%-52.7pp | 220.34%-206.5pp |
| Employer contribution / active EE | $18,279 | $4,804+280.5% | $4,554+301.3% | $4,156+339.8% |
| Participant deferral / active EE | $12,429 | $8,216+51.3% | $7,897+57.4% | $6,407+94.0% |
| Admin fee / account holder | $2,891 | $14,344-79.8% | $13,129-78.0% | $12,270-76.4% |