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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,262 | $129,737+9.7% | $119,126+19.4% | $154,746-8.1% |
| Participation rate | 43.5% | 78.9%-35.4pp | 75.8%-32.3pp | 80.7%-37.2pp |
| Annual return | 15.79% | 379.08%-363.3pp | 282.11%-266.3pp | 172.34%-156.6pp |
| Employer contribution / active EE | $1,236 | $4,375-71.7% | $4,034-69.3% | $4,379-71.8% |
| Participant deferral / active EE | $3,706 | $5,842-36.6% | $5,318-30.3% | $6,730-44.9% |
| Admin fee / account holder | $0 | $11,961-100.0% | $10,693-100.0% | $14,365-100.0% |