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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,992 | $172,111-31.4% | $150,298-21.5% | $137,256-14.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 9.13% | 69.37%-60.2pp | 62.79%-53.7pp | 220.34%-211.2pp |
| Employer contribution / active EE | $6,366 | $4,636+37.3% | $4,154+53.2% | $4,156+53.2% |
| Participant deferral / active EE | $9,605 | $6,166+55.8% | $5,453+76.2% | $6,407+49.9% |
| Admin fee / account holder | $1,545 | $16,471-90.6% | $14,116-89.1% | $12,270-87.4% |