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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,081 | $111,814-65.0% | $103,374-62.2% | $145,959-73.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 10.54% | 24.77%-14.2pp | 24.89%-14.3pp | 561.95%-551.4pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $4,557 | $5,618-18.9% | $5,058-9.9% | $6,689-31.9% |
| Admin fee / account holder | $16,994 | $9,754+74.2% | $8,394+102.5% | $13,398+26.8% |