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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,365 | $95,959+80.7% | $97,411+78.0% | $138,895+24.8% |
| Participation rate | 100.0% | 81.8%+18.2pp | 80.4%+19.6pp | 79.9%+20.1pp |
| Annual return | 17.56% | 29.30%-11.7pp | 34.72%-17.2pp | 145.39%-127.8pp |
| Employer contribution / active EE | $18,456 | $4,278+331.4% | $4,210+338.4% | $4,194+340.0% |
| Participant deferral / active EE | $12,543 | $5,876+113.5% | $5,886+113.1% | $6,396+96.1% |
| Admin fee / account holder | $1,132 | $7,555-85.0% | $7,145-84.2% | $12,562-91.0% |