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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,338 | $183,539+34.8% | $155,556+59.0% | $145,897+69.5% |
| Participation rate | 92.9% | 82.7%+10.1pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 22.48% | 61.31%-38.8pp | 64.84%-42.4pp | 552.29%-529.8pp |
| Employer contribution / active EE | $7,821 | $5,315+47.1% | $4,675+67.3% | $4,663+67.7% |
| Participant deferral / active EE | $9,243 | $6,467+42.9% | $5,631+64.1% | $6,689+38.2% |
| Admin fee / account holder | $1,675 | $19,275-91.3% | $15,885-89.5% | $13,390-87.5% |