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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $456,330 | $81,262+461.6% | $155,602+193.3% | $80,911+464.0% |
| Participation rate | 98.2% | 66.2%+31.9pp | 78.2%+20.0pp | 67.6%+30.5pp |
| Annual return | 15.69% | 33.34%-17.7pp | 64.81%-49.1pp | 35.63%-19.9pp |
| Employer contribution / active EE | $36,014 | $3,102+1061.0% | $4,675+670.3% | $2,756+1206.8% |
| Participant deferral / active EE | $21,195 | $3,451+514.1% | $5,629+276.6% | $4,297+393.2% |
| Admin fee / account holder | $12,637 | $7,992+58.1% | $15,923-20.6% | $6,935+82.2% |