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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,813 | $86,949-46.2% | $102,460-54.3% | $80,959-42.2% |
| Participation rate | 82.1% | 72.4%+9.8pp | 76.5%+5.6pp | 67.7%+14.5pp |
| Annual return | 11.32% | 18.89%-7.6pp | 29.47%-18.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $973 | $2,370-59.0% | $3,025-67.8% | $2,757-64.7% |
| Participant deferral / active EE | $3,468 | $4,121-15.9% | $5,056-31.4% | $4,300-19.4% |
| Admin fee / account holder | $7,368 | $8,048-8.4% | $9,460-22.1% | $6,925+6.4% |